Last updated: January 2026
Welcome to Sepac Investments. These Terms & Conditions ("Terms") govern your use of our website and services. By accessing our website or submitting an inquiry, you agree to these Terms. Please read them carefully.
You agree to use our website for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use of, this website by any third party. The content on this website is provided for general informational purposes and does not constitute financial, legal, or tax advice.
Submitting an inquiry or application does not guarantee approval or funding. All funding solutions are subject to review, underwriting criteria, and applicable eligibility requirements. Terms, availability, and conditions may vary based on individual circumstances.
All content on this website, including text, graphics, logos, and images, is the property of Sepac Investments or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our prior written permission.
You agree that any information you provide to us is accurate, current, and complete. We rely on the information you provide to evaluate and respond to your inquiries.
By opting in through our contact form, you consent to receive recurring marketing and promotional SMS/MMS messages from Sepac Investments, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Consent is NOT a condition of purchase or of receiving any product or service.
You may opt out at any time by replying STOP to any message. After you send STOP, you will receive a confirmation and will no longer receive messages unless you opt in again. For help, reply HELP at any time or contact us at melinda@sepacinvestments.com. Supported carriers are not liable for delayed or undelivered messages.
To the fullest extent permitted by law, Sepac Investments shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services.
Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites and provide such links for convenience only.
You agree to indemnify and hold harmless Sepac Investments and its affiliates from any claims, losses, or damages arising from your use of our website or your violation of these Terms.
These Terms are governed by the laws of the State of Missouri, without regard to its conflict of law principles.
We may update these Terms from time to time. Continued use of our website after changes are posted constitutes acceptance of the revised Terms.
If you have questions about these Terms, please contact us:
Sepac Investments
540 Forest Crest, Lake Saint Louis, MO 63367
Email: melinda@sepacinvestments.com